Why ECOH?

ECOH offers the best value in PPO networks in Northwest Illinois…period. And it also can provide each employee an opportunity to choose how large a network of providers they want, along with financial incentives they can understand for focusing on the most cost effective providers…incentives directly tied to the cost of insurance for the network they choose.  

 

The Employers that make up ECOH have been negotiating for the best discounts available from local healthcare providers since 1994. All the medical providers in the greater Rockford area…11 counties… are part of at least one of ECOH’s networks. Those discounts are delivered to employer members directly with no “shared savings” being retained by ECOH. The full value of those networks is there for all to see. Network statistics are available to each member company as often as they want to see it…nothing hidden. Whether a company employs 40 employees, 400 employees or 4000 employees the information is available to see. That also gives employers and their brokers/consultants, the information they need to address the costs in their health plan whenever they need it.

 

After the actual cost of patients claims, the next largest cost in an employer-sponsored health plan is the reinsurance to protect the plan against unexpected spikes in claim cost. ECOH has negotiated with reinsurance partners to make sure ECOH Employers get the lowest costs available for that insurance. Those reinsurers provide different prices for each of ECOH’s networks so ECOH Employers see just how much ECOH’s smaller limited networks save them. Combined with our discounted claim cost, that makes ECOH the best value, dollar for dollar, available today.