PPO Networks
Choosing a PPO network from most insurance carriers usually involves compromise and comes with a price. Employers usually have to make the choice between broad access or reduced cost for their employees, and the employees and their families have to live with that choice every day. With ECOH you will have the best of both worlds. Each employee chooses for themselves between broad access or lower costs based on their family needs with our ECOHOne, ECOHTwo, ECOH3, ECOH Choice, Medical Home, or ECOH Premier networks. Whether you are looking for a network with all three Rockford Health Systems or a single hospital network with the deepest discounts, ECOH has a product that’s right for you. Now employers can allow their employees to determine if they are willing to pay more for access to all the available providers or choose to focus their family’s healthcare with one or two of the local medical delivery systems. In addition, every ECOH member in every network, has automatic access to some 200 hospitals and 50,000 physicians throughout Illinois and the bordering areas of Wisconsin, Indiana, Iowa and Missouri through our affiliation with Zelis or can have access to a national offering through our ECOH Premier product.
But wait, it gets better
No one in the area does self-funding better than ECOH. We can assist Members in securing best-in-class reinsurance service too, designed to greatly reduce cost, and increase the flexibility, of what is typically the single most expensive component of a self-funded healthcare insurance plan.
Leave it to ECOH
ECOH has fostered strong, personal relationships throughout the region among employers and local healthcare delivery systems. Our coalition gives us more leverage, more clout with Managing General Underwriters (MGUs) who in turn find better pricing through a network of competing reinsurance companies. ECOH’s purchasing power has gained the trust of local employers to achieve the greatest value and effectiveness in their health benefit plans.
In Rockford, ECOHOne now ECOH Choice – UW Health Swedish American is a model of what the future might look like in healthcare. ECOH Choice UW Health Swedish American offers the deepest discounts and features UW Health Swedish American Health Systems Medical Home. Swedish American’s Medical Home site(s) have all received the highest level of accreditation from the National Committee for Quality Assurance. For those seeking a high value combination of cost containment and best practices in healthcare, ECOH Choice – UW Swedish American is for you.
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Centered on UW Swedish American Health System and OSF St. Anthony Medical Center, ECOHTwo couples expanded access in Rockford with solid unit cost containment. OSF St. Anthony Medical Center is a regional delivery system including: Cardiovascular Services, Center for Cancer Care, Illinois Neurological Institute, and Women’s Center and has physician offices throughout greater Rockford. Patients benefit from membership with Mayo Clinic Care Network. For those needing greater provider access in Rockford, ECOHTwo delivers big savings.
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With ECOH Plus formerly ECOH3, you give up a little in discounts, but gain a lot with the combined power, reach and convenience of Rockford's three leading healthcare providers.
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Auxiliary Services
In most self-funded insurance plans, “reinsurance” is the second largest expense, behind the cost of medical claims. “Reinsurance” is the individual claim (SPEC) and overall expense (AGGREGATE) protection that most self-funded plans purchase from an insurance company to offset large, unexpected costs caused by one or many catastrophic claims.
Dialysis Cost ContainmentThrough ECOH’s partnership with Specialty Care Management employers can achieve discounts exceeding 80% and patients can retain their current providers
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